I’m sure many of you out there are wondering whether you should invest in property this year. Below market value property is very popular at the moment because there are solid investments available if you have the cash. Property prices are creeping up ever so slightly. You will no doubt have seen that mortgage approvals and property sales are up compared to January 2009 as well. Are we back to summer 2007 levels, well no, but is that necessarily a bad thing?

The best time to invest is when prices are at there lowest, this way you ensure that you are buying at the right time and can maximise your potential for a good return. If we were back to the highest levels why would that make it a better investment decision? Lots of demand and large rises in property values provide people with confidence. And with this confidence comes a gold rush, which means everyone is jumping on the band wagon creating a bubble. This leads to a sellers market and too much competition, and this is when everyone feels comfortable in investing?

I say buy when the market is down, you have less competition, which means more time to make a good decision. You also have more opportunity to buy a bmv property in recessions which means even lower prices. You can often pick up below market value property 20-30% below the open market price.

Also at the moment the mortgage lenders are being very picky. You can be sure that if you manage to get approved that you are being well vetted and it is more likely that your investment is solid. The financial markets are volatile at the moment and it makes more sense to me to invest in something physical. In my opinion, bricks and mortar offer greater security than stocks and shares, at the moment. If you want to invest in bmv property get in touch with Poperty Banker today!

Related posts:

1. Should I Invest in Property?
2. UK BMV Property Market.
3. New BMV Property Investors
4. BMV Property – The basics of property investing
5. Property Investing for Dummies